Starling and Revolut etc have written their software from scratch and implemented it as a phone-app only service.I'm not sure how many people would be as comfortable with this as I am - I now just think of money as numbers being moved around, and rarely bother to carry cash any more.Everything I have used Starling for has been quick and problem-free. When I transfer money into the account it appears instantly. It works fine as a MasterCard debit in the UK and in Germany (I haven't used it elsewhere yet, but soon will try France).Early on with Metro Bank I found their card didn't work in Belgian automated petrol stations, which was a pain, but they explained it as being due to the fact that the machines would have to be updated and different companies were more or less proactive (they work now)I look forward to getting a Sterling euro account, once they roll out availability to all customersRevolut allows you to hold up to 23 different currencies in your account, but they have a sting in the tail - they limit you to £200 free cashpoint withdrawal per month . However, I now find I don't use cash much, so maybe that doesn't matter so much?
Sean Hodges ● 2828d